I previously wrote about how I saved a ton of money using my Delta Airlines-branded American Express card, which you can read here: How Flying with Delta Airlines Has Saved Me a Boatload of Money. However, Delta Airlines isn’t the only airlines my family and I fly with. Occasionally, if a flight is substantially less with another airline, we’ll fly with them. Currently, I have airline miles with American Airlines, United Airlines, and Delta Airlines. I have no plans in the next several months to fly with American or United Airlines, but you never know what may pop up so I want to keep the miles I have with them just in case.
With the exception of Delta Airlines, all miles earned with airlines in the United States have an expiration date. For United Airlines, miles expire after 18 months of inactivity; Southwest Rapid Rewards points expire after 24 months of inactivity. In general American Airlines AAdvantage miles expire in 18 months if you don’t fly with American or one of their partners, but if you have an American Airlines-branded credit card, your miles earned using that card will remain valid as long as you use the card.
Most of us that have earned miles by flying with a particular airline have received something in the mail stating we can buy a magazine to stop our miles from expiring. Maybe you’ve even done this yourself; I know I have many years ago. That is, until I found out this isn’t really the best way to keep your miles from expiring.
It’s a pretty well-known fact that simply flying with an airline isn’t the best way to earn miles unless you fly for work and literally fly every week or you fly first class all the time. Once you accrue those hard-earned miles the last thing you want to happen is for them to expire so you can’t even use them. As long as there’s some kind of activity on your mileage account within the limit (as I mentioned above, usually it’s 18 to 24 months) your miles won’t expire.
What counts as activity? You could purchase magazines, as that indeed counts as activity on your account. You spend a small amount of your miles to buy the magazine, so the miles are deducted from your account, but it re-sets the clock on your account, thus further extending the expiration date of your miles.
An even better way is to have an airline-branded credit card that you use for everyday purchases. As I stated above, when you use an American Airlines-branded credit card, your miles earned using that card will remain valid and don’t ever expire. I use my Delta Airlines-branded credit card when I shop for groceries, get gas for my car, buy clothes, go out to eat, and pretty much everything else I can, in addition to buying airfare for myself and my family.
One thing many people don’t know about is you can earn miles simply by shopping online through your airlines-branded credit card shopping portal. For example, you can earn 2 miles per dollar spent by shopping at Home Depot with many cards, or Bloomingdale’s or Target or Macy’s, and the list goes on and on. The number of miles you earn per dollar also varies greatly, from 1 mile to as much as 15 miles per dollar but I’ve even seen some places offering many more for large purchases. Often, stores will offer limited-time promotions where you may earn say 8 miles per dollar when you normally would earn 2 miles per dollar. This only applies to online shopping, however. Still, it’s an easy way to rack up the miles simply by doing something you were going to be doing anyway if you needed to buy something online.
Many airlines-branded credit cards also have dining programs. Simply by enrolling in the program with your credit card, you earn miles by eating out at certain restaurants. If you eat out a lot, the miles would really add up quickly this way. Even if you don’t eat out that often, it’s another way to keep your miles from expiring.
It’s really not as hard as some people may realize to hold on to their airline miles. You have several options to earn miles by doing things that most of us do anyway.
Have any of you done any of these things to keep your airline miles from expiring? If so, please share your experiences below!